We've got a bunch of different payment options available:
Once you enter all your details at the checkout, you'll be redirected to the PayPal website where you can log in to your PayPal account to finalise your order. PayPal is available for all Australian and international purchasers (please note at this time PayPal is the only option for international orders).
We use Eway, a highly secure credit card processor to accept Mastercard and Visa payments.
If you have opted to take a return as Store Credit, you will be forwarded the value in the form of a Gift Certificate that you will be able to apply to future orders. You may use your gift certificate to pay for part of your order and finalise the rest with another method.
If you've been giving a Mountain Bikes Direct gift certificate(woohoo!) then you can use this at the checkout as well. Be sure to enter it by clicking on the Apply a Gift Certificate option in Payment Method section and enter your voucher code (which would have been provided in the email with your voucher).